Car Insurance starting AED 375*
Car Insurance starting AED 375*
Our Partners
QUALIFIED ADVISORS
TRUSTWORTHY
YOUR INTEREST AT HEART
DEDICATED CLAIMS SUPPORT
CUSTOMER
SERVICE
BEST DEALS
18 YEARS OF MARKET LEADERSHIP
TRANSPARENT COMMUNICARTION
- Personal Accident Benefit Cover
- Road-side assistance
- Car Hire Cover
- GCC Cover
- Agency Repair
- Windscreen Cover
Under the UAE legislation, it is mandated to choose this optimum cover that protects against the damages (bodily damages, vehicle damage, death) caused by your vehicle to a third party or its property/vehicle.
But the policy doesn’t cover your car or you unless the damage is caused by someone else, and you can claim from their insurance provider.
If you want to protect your car from unforeseen events, better coverage is needed provided by the Comprehensive Car Insurance Policy.
FAQ’S
Generally, there are two types of insurance offered by insurers.
1.Third Party Liability Insurance: It offers protection for damages caused by you to the third party. This is the minimum coverage each driver must opt for.
2.Comprehensive Car Insurance Policy: This policy covers your own and the other party’s vehicle whether you are at fault or not.
For the gap between the processing of the details to receiving the certificate, the insurer provides you with a temporary certificate. It is called a cover note.
In most cases, a cover note provides the same coverage as an insurance certificate with some restrictions.
- If you have two or three vehicles, you can get discounts on bulk shopping for all of them by buying from the same insurer.
- Making less claim is also a clever way to earn more discounted premium cost with every policy year.
And many more.
Make sure to read your policy paper to have a clearer picture.
An endorsement is any alteration in your insurance policy(add, delete, update any part of the document) without having to renew the policy during the policy active period. For example, updating or rectifying your engine number will be called an endorsement.
No. Both the name on vehicle registration and vehicle insurance have to be the same. Any deviation from this will result in both legal and financial penalties apart from rejection of claim.
If you happen to lose your policy documents, then the insurer can provide you with a duplicate copy. You can contact the broker/insurance provider to send a soft copy as well. In order to obtain that, some insurance companies may ask you to file a police complaint first. Others can ask you to sign an indemnity bond in case someone else manages to find the document and tries to misuse it.
To file a claim, generally the insurance companies ask for:
- Proof of Vehicle registration
- Certificate of Insurance
- Copy of driving license
- Proof of filed police complaint
- Bills and receipts in case of reimbursements
In a traditional renewal method, you may have to travel to the insurer and furnish many documents starting from vehicle registration proof to identification proof.
However, the same can be performed online within a few clicks from the comfort of your home.
Insured Declared Value or IDV is as its name suggests, is the approximate market value of the car that the insured would be receiving in case there is a loss/total damage beyond repair to the car.
However, keeping the depreciation in mind, the IDV falls every year. The premium amount you pay every year is directly proportional to the IDV. Every year, the car gets a little older, and lowers the insurers’ liability to pay the original market value in case of any loss/total damage.
Insurance is provided by Al Sayegh Insurance Brokers LLC – regulated by UAE Insurance Authority Registration Number – Reg No: 165